Dec 22 2008
A Prepaid Visa Credit Card is a good idea
When you have an interest rate on your card that is too high, you should always try to call and get a better rate. If you are late with payments, that might not be something they are going to do for you. However, that does not mean you should not ask. If they refuse, you have a few options. One would be to transfer your balance to a card that will give you a lower rate, or cut it up, pay it off, and see how you feel about the prepaid Visa Credit Card that you can get almost anywhere today.
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Some people have great credit card habits, and they may not think that something like a Prepaid Visa credit Card is something that they should think about. What they may not realize is that there are going to be times when these are actually the very best idea.Â
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